Online credit card use – The serious and the humorous

In response to a call by Scottish National Party MP Mike Weir for credit card companies to put a limit on the amount online players can spend on internet gambling, APACS, the UK trade association for payments, said that there were a number of significant problems with the idea, commenting that the solution would be to treat the problem at the source.  Mr. Weir thinks that the limit should be set at £1,000 per week, and should include just one credit card per person.

APACS do take the issue of credit card use very seriously, and have published advice and guidelines on their website for credit card users. But they also have a humorous outlook, having just published a new online guide ‘Payment Horoscopes’ which provides a light-hearted look at the payment habits of UK consumers by star sign. APACS claim the guide is based on research among 2,000 UK consumers, and shows interesting trends that distinguish the payment behavior of the twelve signs of the zodiac.

Sandra Quinn, director of communications at APACS, says:

“The guide takes a humorous astrological look at our payment habits. However there is a serious point to be made. We all need to be conscious of our how we are managing our finances – it pays to make sure you are doing it well and there is no better time than at the start of a new year to review things.

We should all be: checking our statements promptly and thoroughly; shredding our financial documents when we throw them away; and having different PIN’s for each of our plastic cards.”

Below are the published results: –

Aries – financially consistent

Ariens are reasonably consistent when it comes to financial management. They do let themselves down when it comes to checking their bank and credit card statements, and should try to check them more thoroughly to spot anything unusual.

Taurus – financially thorough

Taureans are fairly meticulous in their financial management, demonstrating solid and consistent organisational skills. However, they are let down by their shredding laziness.

Gemini – least financially organised star sign

Gemini’s fall below the mark when it comes to financial management, not quite hitting the spot when it comes to organising their bank and credit card statements.

Cancer – chequebook-loving

Cancerians adore their chequebooks, rejecting cash for this form of payment. They demonstrate a strong tendency to check their bank or credit card statements regularly, but are not so good at paying their monthly bills in full.

Leo – poor PIN managers

Leos are at the bottom of the pile when it comes to managing the PIN’s for their plastic cards. They should try to use different numbers for their cards.

Virgo – online-lovers

Virgos love to inspect their statements at least once a month, particularly online. They have a hoarding preference and shy away from shredding their financial documents.

Libra – financially slowest star sign

Librans demonstrate a distinct lack of interest and attention to detail when it comes to their financial management. They are slow to check their statements, and when they do get round to it, they are less likely to check the detail.

Scorpio – debit card-lovers

Scorpios are the sign of the debit card, displaying a strong preference for this form of payment. They are financially savvy and diligent and are particularly inventive with their cards!

Sagittarius – responsible yet financially disorganised

Sagittarians are not the most financially organised star sign, yet they are responsible when it comes to paying off their credit card bills and checking their statements.

Capricorn – financially astute

Financially responsible in most areas, Capricorns are the most financially astute when it comes to managing their finances. However, they let themselves down when it comes to paying their credit card bills.

Aquarius – keen cash and credit card users

Aquarians are keen cash and credit card users but need to improve the management of their statements.

Pisces – financially responsible

Pisceans are financially responsible, with the majority paying off their monthly credit card bill in full and demonstrating particular diligence when it comes to the management of their statements.

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Main Street Bingo New Year Jackpot Winner

Main Street Bingo saw its first New Year bingo jackpot big winner on 10th January 2007.

The online bingo player, known as Gaet, from Maine, USA won $1,500 on the Street Pattern. What a welcome start to the New Year!

Congratulations to Gaet, another one of many happy Main Street Bingo winners! If you want to try to win big just like Gaet did, then get on down to www.mainstreetbingo.com where the jackpots start high, and just keep climbing!

Bingo Mega launches software upgrade

Bingo MEGA recently announced the launch of its software upgrade. I decided to download the software from www.bingomega.com and check it out.

I was not disappointed. The new software now incorporates what used to be two separate games (mega nickels, and mega quarters).

Both of these can now be accessed on the same platform. You just click on the ‘halls’ button, and you can choose which to play in; you can even play in both at the same time. You can chat in both online bingo halls too, and I found the Games Masters were great! They have also added a 90 ball bingo hall.

For the moment you can play this game absolutely free! 90 ball bingo is based on the English version of bingo, where you can win on one line, two lines, or a full house. I loved the new games that have been added too, now as well as bingo, you can play slots, pull tabs, video poker, blackjack, and my very favourite, keno!

The layout to the software is very user friendly, and easy on the eyes. You can also click on the options button and choose if you have a male or female bingo caller, and if you want music, you got it too!

For busy people, there is the option to ‘auto buy’ cards in advance, so that you could get on with your hectic schedule and still be in with a chance to win. All in all I think Bingo MEGA is one of the best in the online bingo scene, they’ve got me as a regular.

21-Year-old bingo winner

Recent surveys have shown that land bingo and online bingo games are proving ever more popular with younger people. One can understand why when you read of such stories as this:

According to local sources, a 21-year-old Lark hall lady who didn’t want to be named, was playing bingo at a local bingo hall on Christmas Eve, went home £20,000 richer after completing a full house in 46 numbers. It was only the eighth time she had played bingo!

Year end sees another Big Jackpot winner at Bingo Gala

Bingo Gala saw another progressive bingo jackpot big winner on 28th December 2006.

The player, known as Pjem, from Australia won an amazing $16,197.76 on the Outside Line Pattern. What a welcome start to the New Year!

I contacted Pjem, and asked her how she was feeling since her win. She said “Wow!!! What can I say? Winning this awesome jp was wonderful and perfect timing. I wasn’t at the computer when I won so it was an absolute shock coming back to see my account balance. First I thought I only had a few $$ in my account and thought that can’t be right, so I double looked and was like holy cow!!! I ran to tell my husband who told me I was one of the luckiest people he’d ever known as this wasn’t my 1st jp for the year. Bingo Gala has given me another awesome jp on another occasion earlier this year”.

I then asked her if she had any plans for spending her winnings. She replied; “The timing couldn’t have been better! I’m having a baby in 5 days. We’ll be buying all our last minute baby needs as well as doing some renovations to the house with this win. Finally a new bathroom lol!!!”

And did she have any words for other Bingo Gala players? “To all fellow Bingo Gala players, never say never. It can happen and will happen. Bingo Gala is the only site for me as far as I’m concerned. I will always remain a Bingo Gala player. It has a fantastic format of games for everyone as well as great prizes!”

Congratulations to Pjem, another happy Bingo Gala player!

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